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Apart from region hopping to get around geographic copyright/distribution agreement restrictions or something SD-WAN-like (like Tailscale), I can't think of any good reason to use a consumer (not-employer-provisioned) VPN service. Advice about public WiFi requiring the use of a VPN is at least a decade out of date: If it's not safe to do over the open Internet (or over a public, not-encrypted WiFi network) without a consumer VPN, it's not safe to do it's not safe to do it with one either. You're just transferring the risk you face from the people who can access your network traffic before it reaches the VPN exit node (including the relatively tiny number of people on your local WiFi network) to the people who can access it at or beyond the VPN exit node (including the VPN provider, subsequent network transit providers, and potentially various governments).